Borrow Against Your Crypto at 0% APR
Instant Approval
Industry-Leading Rates
No Installments
Easy Repayment
Why clients choose FBYT?
FBYT.io platform is equipped with an industry-leading security infrastructure designed to ensure maximum protection of your assets at all times.
Make a Major Purchase
Leverage your crypto and put the cash towards a major expense
Buy More Crypto
By collateralizing your existing crypto you can invest in a variety of digital assets, trade them or earn interest.
Invest without limits
Free up cash to invest in traditional assets, commodities or real estate.
Security
Military-Grade
256-Bit Encryption
Quality
Biometric-Based
Identity Verification
Client Oriented
24/7 Customer
Support
FAQs
Unlike a traditional loan that takes your credit score into account, FBYT.io offers crypto-backed credit lines where your digital assets act as collateral. Put simply, we give you crypto or stablecoins, and you provide crypto as security for repayment.
Once you top up, you can immediately borrow against your collateral by:
- Withdrawing straight to your digital wallet.
- Withdrawing USDT or USDC to your FBYT.io account or another compatible address.
To open a credit line, you need to:
- Open the FBYT.io platform or the FBYT.io App.
- Top up crypto assets.
- Tap the “Borrow” button in your Trade / Spot space, and you are able to borrow stablecoins instantly.
You may also need to provide supporting documents to prove the origin of your funds.
The FBYT.io crypto-backed credit lines are instant and guaranteed, usually takes no longer than half an hour before you receive the funds.
Your interest rate depends on your Loyalty Tier which is determined by the ratio between the value of your FBYT.io Tokens and the total value of your portfolio:
- Base: No Volume or FBYT.io Tokens are needed; interest on your outstanding credit line balance is 17%.
- Silver: At least 1% of the Portfolio Balance in your account must comprise FBYT Tokens; interest on your outstanding credit line balance is 13%.
- Gold: At least 7% of the Portfolio Balance in your account must comprise FBYT Tokens; interest on your outstanding credit line balance is 10%.
- Platinum: At least 14% of the Portfolio Balance in your account must comprise FBYT Tokens; interest on your outstanding credit line balance is 7%.
- Diamond: At least 21% of the Portfolio Balance in your account must comprise FBYT Tokens; interest on your outstanding credit line balance is 0%.
FBYT.io Exchange backend engine is powered by our Smart Routing System connected to multiple liquidity sources at once.
This institutional-grade infrastructure allows us to aggregate rates from the top exchanges providing you with a quote based on the best available spot price and no price fluctuations between order submission and order fulfillment.
Within a fraction of a second and offers you a better deal than any manual executed swap.